Invotex® Group is pleased to share insights about current matters of interest to the insurance industry and the regulatory communities. We welcome your feedback and invite you to share Insurance Perspectives with your colleagues and business acquaintances.

Tom Finnell
Managing Director 

Jim Stangroom
Managing Director

1. Gazing Through the Crystal Ball – the NAIC Probes the Future of U.S. Statutory Accounting
2. Summer’s Here, and Pools are Open – Healthcare Reform’s High Risk Pools are Ready for Business
3. FASB Responds to Concerns and Prioritizes Certain Projects; an IASB Insurance Contracts Standard by 2011 is Looking Doubtful
4. “ORSA” – Own Risk and Solvency Assessments – Moving Forward to Discussion Paper Stage
5. Travelers, Zurich Financial, Fitch Ratings and Other Industry Leaders Join Slate of Speakers at 4th Annual Emerging Risks Forum
6. Upcoming Speaking Engagements

1. Own Risk and Solvency Assessments – Coming to the U.S.?
2. Derivatives Reform Could Significantly Impact Insurance Company Risk Management
3. Invotex Announces Senior Maryland Insurance Financial Regulator Les Schott to Join Firm as Managing Director
4. Save the Date: Invotex to Co-Sponsor 4th Annual Emerging Risk Forum
5. Upcoming Speaking Engagements

1. Financial Regulatory Reform Debate Takes Center Stage on Capitol Hill
2. Drywall and Reopened Claims Pummel Insurers
3. Medical Loss Ratio: What's in a Number?
4. NAIC Mulling Positions on IASB/FASB Joint Project: Accounting for Insurance Contracts
5. Upcoming Speaking Engagements

1. IFRS Implementation? Don’t Forget About Controls!
2. Insurers Largely Unscathed From Regulatory Reforms at the Federal Level – Eyes Now Turned to the States and the NAIC
3. RRGs: Risk Governance Should Play a Role in Capital Adequacy Models
4. NAIC Mulls Changes to Securities Lending Accounting and Reporting
5. Upcoming Speaking Engagements

1. AICPA Issues New Guidance Regarding Internal Control Reporting to Insurance Regulators
2. Troubled Insurance Companies – Making the Best of a Bad Situation
3. The SEC Is Back On the Road to IFRS
4. Be Careful Who You Hire – NAIC Revises Guidance on Violent Crime Control and Law Enforcement Act
5. Max McGee and Interactive Solutions LLC Team up with Invotex on Regulatory Internal Control Reporting and More
6. Upcoming Speaking Engagements

1. Financial Guaranty Insurance: What’s in the Future?
2. Accounting for Credit Impairment Emerges as Potential Obstacle to Convergence of U.S. GAAP and IFRS
3. New Regulatory Guidance Will Change the Risk Profile of Securities Lending Programs
4. Capital Requirements for Commercial Mortgage Loans – Change is in the Wind

1. U.S. GAAP: It's Not Dead Yet
2. Insurance Company Surplus: How Much is Enough, and How Can Insurers and Their Regulators be Sure?
3. Insurers and Investors Beware: States are Tightening Standards on Reviews of Company Licensing and Changes in Control
4. Requiem for 2009